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Are you a landlord?
Are you a landlord?
If you are a buy to let investor with a property or two that you rent out then I am sure you are well aware of the changes that have taken place with stamp duty for investment properties and tax relief that means you are taxed on all of the rental income without being able to offset your buy to let mortgage interest payments? Deep joy!
For most properties this should be fine but for some it may mean the upheaval and considerable expense of having to replace or at least upgrade boilers, double glazing or insulation. If your rental property does need these upgrades it could be that you have to wait until the property is empty for you to carry out these major works and obviously having the property empty will cost you money. If it is a new boiler or windows that is required the costs could run into a few thousand pounds.
Unfortunately though it has got to be done. The government has imposed fines of up to £4,000 for this properties and landlords that do not comply. If you are unaware either if your rental property has even got an EPC or if it has what rating it has been given there is a central register at www.epcregister.com that is available for you to find out and lots of advice on-line or from ourselves on how to ensure your property does comply.
On a completely different note it seems that my colleague Lisa takes it very personally and takes offence if I don’t mention her at least once in my blogs. As you can tell she is quite needy! This week I am delighted to be able to wish her a happy 30th birthday. I know she looks older (she had a tough paper round) but trust me she doesn’t act it! We are all looking forward to her party which I am sure will be great fun with lots of her brilliant dancing.
To read all of Rob's previous blogs please click here
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