AllActivities Age Concern Anytime Fitness Gym Art Beauty Beer Of The Week Blog Business C2C Care Care Home Charity Children Christmas Cinema City Status Cliffs Pavilion Cliffs Pavilion Cliffs Pavilion Review Cocktail Recipes College Community Competition Competitions Construction Coronation Coronavirus Covid 19 Dannielle Emery Design Easter Education Emma Smith Employment Emsella Chair Environment Essex Police Essex Police News Events Family Fun Fashion Festival Film Finance Fitness Food Food & Drink Football Fresh Face Pillow Company Gardening Hair & Beauty Halloween Harp Havens Hopsice Havens Hospice Havens Hospice Havens Hospice Press Release Havens Hospices Havens Hospices Havens Hospices News Health & Beauty Health & Fitness Historicaleigh History Holidays Housing Indian Indirock Indirock Jubilee Karen Harvey Conran Kids Kids Blogs Kids Competitions Kids Reviews Lady McAdden Legal Legal Eagle Leigh Folk Festival Leigh Library Leigh On Sea Leigh On Sea Finds Leigh Road Leigh Striders Leigh Town Council Leigh Town Council Press Release Leigh on Sea Leigh on Sea Sounds Leigh on sea Folk Festival Leigh on sea Town Council Leigh on sea news Lifestyle Little Red Panto LoS Shop London London Southend Airport London Southend Airport Los Shop Marathon Melinda Giles Mortgage Angel blog Mortgages Motherofalloutings Mughal Dynasty Mughal Dynasty blog Music My Mortgage Angel MyLoS NHS News News Newsletter Offers Other Outfit Of The Week Palace Theatre Parenting Parking Picture Of The Week Pier Politics Press Release Professional Property Property Of The Week RSPCA Ray Morgan Re:loved Recipes Recycling Restaurant Restaurant Review Restaurants Review Roads Rotary Club Royal Hotel Royal Hotel Southend Royal Visit Schools Seafront Shopping Show & Music Reviews Show Review Show Reviews Show Up Productions Shows & Music Shows & Music Review Shows & Music Reviews Southend Southend Airport Southend Airport Press Release Southend Airport Press Release Southend Borough Council Press Release Southend City Council Southend City Council Southend City Council Blog Southend City Council News Southend City Council Press Southend City Council Press Release Southend City Council Press Release Southend City Council blog Southend Council Press Release Southend Hospital Southend In Sight Southend In Sight Press Release Southend on Sea Southend on Sea City Council Press Release Southend on Sea City Council press release Southend on Sea city Council Press Release Southend on sea City Council Press Release Sport The Mortgage Mum Theatre Theatre Blog Theatre Review Theatre Review Theatre Reviews Transport Travel Village Green Volunteer Weddings What's On Whats On blog c2c news shopping
The Value I Add As A Mortgage Adviser
“I don’t know anything about mortgages.”
These are often the first words I hear at client meetings.
My instinctive response is, “I don’t know anything about your job either, but I promise to do my best to help you understand what you need to know about mortgages.”
Getting started with your mortgage
The way I love to work is meeting my clients face to face, in a safe, confidential space – where we can all be honest without any judgment. I’ll tell you what paperwork you need to bring with you, so you can gather it in your own time.
When we talk, I’ll want to know what you want to achieve, who you are as a person, and how I can best help. We’ll talk about the hard facts, of course – jobs, income, expenditure, age etc. However, I also want to be sure that you are making the best choices for your particular situation.
What you want may not be what you need
I remember meeting someone who was desperate to keep the family home after her divorce. But when we really talked about it, she realised that the constant reminders of her failed marriage wouldn’t make her happy.
We worked out that a new, smaller property would not only make her happier, it would even leave her some money in savings, which made her feel more secure.
So, after I start getting to know you at the meeting, I’ll then do my research into the right mortgage lender for you. That could be based on who will lend you enough, or it could be who will lend to you for a longer term, or until a later age.
Finding the right lender for you
There are hundreds of things to consider when matching you with a mortgage lender, and it’s a job I take very seriously.
When I find the right lender for you, I’ll tell you. Occasionally, I’ll be able to access better mortgage rates with a lender through my mortgage network, Quilter Financial Planning Limited. But most often, I will only be able to get you the same mortgage rate as you could get by going directly to the bank.
So, why should you go through me?
Firstly, you won’t get any lower rates by going directly to a lender. In fact, you will most likely need a meeting with them to go through the factfinding process again.
And then, you will need to give them all of the paperwork they ask for, and answer all of their questions, until you get a mortgage offer.
I don’t charge a fee for my advice, and I will match you with the right lender for you – so you don’t have to choose from the many different options yourself.
Then, I will manage all of the paperwork with the lender, shielding you from the barrage of questions. Better still, because I am a mortgage specialist, I believe you will get a mortgage offer faster than if you take on the process by yourself.
So, why would you want to spend your own time searching for a mortgage, when I would love to do it for you?https://mymortgageangel.co.uk/ - 01268 90 44 44
ADD A COMMENT
Note: If comment section is not showing please log in to Facebook in another browser tab and refresh.